Boy It’s Cold Out There! Here’s A Cup of Hot Chocolate For You.

Happy 2016 to you!

I hope you all enjoyed the holidays and are off to a great start for 2016.
It’s certainly been awhile since I wrote a blog post. The past few months were earnestly spent moving the Southern NH seacoast and acclimating to the area. We’re enjoying the new digs and getting to know the area pretty well.

Yesterday as I was driving to get my hair cut, I had the radio turned to WUMB when the DJ announced that January was named after the Roman god Janus. Janus represents new beginnings, entrances and exits, and change for the better, thus the list of resolutions and things we want for the new year. Historically it’s also the coldest month here in the northeast, but we already knew that!

So now that the month of January is upon us, how are you spending these cold nights? It’s the perfect time to grab a pad and pencil, curl up on the couch with a blanket and cup of hot chocolate, and start to reflect on what worked and didn’t work in the past, and think about what direction you want to take starting this year. I’ve spent a considerable amount of time in the evenings creating my vision for 2016 and now I’m ready to really create my spending plan so that I can begin putting my vision in action.

Why do I create my spending plan? Well for starters it’s habit with me. It’s kept me out of trouble and debt free save for a mortgage. There’s still lots my husband and I want to do and with “retirement” only ten years away, it’s a great way to assist me in achieving my life goals.

So here’s five reasons why you simply can’t live without one:
• You work hard for your money.
• Be in charge and confident with managing your money.
• Enjoy spending your money on things that really matter to you without worry or guilt.
• Break free from the debt chains.
• Create savings for retirement, large events, big house projects, and life’s rainy days even while repaying debt.

Yes, it can be done, but here’s the thing. You don’t have to do this alone there is help, that’s what I’m here for.  I am offering you the chance to create your annual money plan so that it’s congruent with your vision. During the month of January, sign up for a six week money coaching package and you will receive a free session. Remember we can always start with a free 15-minute phone call to find out if this is just the thing for you, or someone you know.  So be in touch and I’m happy to help!

So, wait no longer. Sit with your thoughts and create your personal vision for 2016. I’m sure you’ll do great things.

Here’s a great homemade hot chocolate recipe for you:
16 oz of your favorite milk
5 oz of finely grated chocolate (I love the Taza brand chocolate, especially the Chile flavor)!
Honey to taste

Heat the milk to a low boil, lower heat and whisk in the chocolate, whisk until melted. Add the honey and stir well. Pour and add some marshmallow if you’d like. Enjoy!

Good Luck & All the Best!      Donna

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